WELCOME TO CREDACE ADVISORS

Enhancing Credit. Enabling Growth.

Deep analytical expertise guiding corporates, SMEs, and startups to navigate credit assessments.

CREDIT RATING ADVISORY

Securing Optimal Rating Outcomes

Structured negotiation, detailed reviews, and analytical discussions with rating agencies.

ABOUT US

Who we are

CredAce Advisors is a Leading financial advisory firm specializing in Credit Rating Advisory and Strategic Advisory Services. Founded by veterans of the Indian credit rating industry, we leverage deep analytical expertise and nearly three decades of combined leadership experience to help organizations navigate the complexities of credit assessments and financial risk profiling.

30

Years
Combined
Experience

OUR VISION

To be the trusted partner for businesses in navigating credit markets and achieving financial excellence.

OUR MISSION

Delivering transparent, insightful, and actionable advisory that enhances creditworthiness and unlocks growth opportunities.

CORE VALUES

INTEGRITY

Adhering to the highest standards of professional ethics, confidentiality, and transparency.

EXPERTISE

Leveraging deep rating-agency insights and financial analytical capabilities.

CLIENT-CENTRICITY

Designing custom solutions tailored for client-specific financial structures.

GROWTH ENABLEMENT

Facilitating access to optimal capital and credit outcomes to drive sustainable expansion.

Leadership Team

Rakesh Daiya
RAKESH DAIYA
Founder & Director
Former State Head - India Rating & Research (Fitch), CRISIL

Over 16 years of experience in credit ratings, corporate finance, and capital advisory, with leadership roles at India Ratings & Research (Fitch Group), CRISIL, and FinMen Advisors.

Advised businesses on external credit ratings, debt raising, corporate finance, private equity, startup funding, IPO readiness, and strategic financial solutions, including business/financial risk assessment and stakeholder engagement.

Led high-performing client relationship and business development teams, driving growth through strategic partnerships, investor engagement, and market expansion initiatives.

Sanket Thakker
SANKET THAKKER
Founder & Director
Former Vice President-Sector Head -Rating Committee Member @ ICRA

Over 12 years of experience in credit ratings, financial analysis, and risk advisory. Spent more than a decade with ICRA, rising to Vice President, leading complex credit assessments across a wide spectrum of industries.

Evaluated hundreds of companies, advising on creditworthiness, capital structure, financial risk, and funding readiness. Sector experience spans manufacturing, engineering, chemicals, textiles, ceramics, infrastructure, real estate, renewable energy, healthcare, pharmaceuticals, sugar, logistics and agrocommodities.

OUR SERVICES

WHAT WE DO FOR YOU

Credit Rating Advisory

Assisting businesses in securing and maintaining optimal credit ratings from India's leading rating agencies (CRISIL, ICRA, CARE, India Ratings, etc.).

Resolution Plan Rating Advisory

Specialized credit rating advisory for resolution plans under IBC and debt restructuring, optimizing credit evaluations for stressed assets.

Shadow Rating

Confidential pre-rating evaluation and prospective rating simulation to identify key risk factors before formal agency submission.

Fund Raising Solutions

Strategic fund-raising solutions through NCDs, Corporate Bonds, Surety Bonds, and Equity Funding to secure capital efficiently.

Strategic Advisory

Business projections, project feasibility analysis, business valuations, joint ventures, and capital structuring advisory.

Financial Risk Profiling

Detailed analysis of financial covenants, liquidity management, credit risk evaluation, and rating sensitivity analysis.

Free Intial Analysis For Shadow Rating

FAQ

Check General Questions

Credit rating agencies evaluate complex financial and operational matrices. An experienced advisor helps prepare and present your financial strength correctly, ensuring key credit drivers are highlighted and preventing rating downgrades.

We assist clients in navigating assessments with all major SEBI and RBI accredited rating agencies in India, including CRISIL, ICRA, CARE, India Ratings (Fitch), Infomerics, and Brickwork.
Typically, a complete rating process from initial document review to final committee decision takes 3 to 4 weeks. This includes detailed analytical preparation, management discussion support, and representations.
Yes, that is our core expertise. We conduct pre-rating diagnostic checks to analyze leverage ratios, interest coverage, and operational performance. We work with you to bridge key gaps before rating agency reviews, maximizing upgrade opportunities and protecting against downgrades.
Absolutely. If a rating decision does not reflect your business's true profile, we assist in preparing a robust appeal case. We build structured financial models, prepare query responses, and support you in formal committee representations.
Typically, we need the last 3 years of audited financials, current year provisional numbers, projected business plans, existing bank sanction letters, and customer/vendor concentration profiles. All client data is protected under strict non-disclosure terms.

What Our Clients Say

Mangalam Alloys Limited
Client, CredAce Advisors

“Every step of the way the communication has been tremendous - from conducting the initial financial analysis, identifying business strength and weakness, discounting interest rates, self-assessment tools, technical problem solving through to handing over the final templates and developing a handholding process. We would recommend CredAce Advisors if you're looking for Basel II rating which delivers great results fast. ”

Ethics Prosperity Private Limited
Client, CredAce Advisors

“CredAce possesses strong expertise, a structured approach, and the ability to present our business effectively before the credit rating agency, which helped us achieve our desired credit rating. Their team was professional, responsive, and committed throughout the engagement, ensuring smooth coordination and timely support at every stage. We highly recommend CredAce to any organization seeking a reliable, knowledgeable, and result-oriented credit rating advisory partner. ”

Mangalam Global Enterprise Limited
Client, CredAce Advisors

“We, Mangalam Global Enterprise Limited, assigned External Rating Advisory to CredAce in July 2026, wherein we witnessed CredAce's well-defined approach, strategic insight and industryspecific expertise throughout our credit rating exercise. During their engagement we also found their professional approach with proactiveness & seamless coordination for placing our case before the credit rating agency, which has played a significant role in achieving the rating. We confidently recommend CredAce to organizations looking for a trusted, experienced, and results-driven credit rating advisory partner. We extend our sincere appreciation to the entire CredAce team and wish them continued growth, success, and excellence in all their future endeavours. ”

Nakoda Steelmet Engineering Pvt Ltd
Client, CredAce Advisors

“CredAce Advisors, in building up trusted relationships, works towards longer term beneficial relations versus the quick buck. They exhibit a high level of integrity by advising in the real interest of the client. They have an excellent grasp of the character traits needed for people to operate within the corporate perspective of a company. I recommend them very highly. ”

Trusted Relationships

OUR VALUED CLIENTS

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CONTACT US

OUR CONTACT DETAILS

info@credace.in
www.credace.in
C-206, Ganesh Glory 11, Jagatpur
Road , SG Highway, Ahmedabad 382481